SUB-CONTRACTOR INSURANCE REQUIREMENTS


Recommendations
• Certificate on Standard Accord Form
• "Endeavor To" and "But Failure To" language struck out


General Liability Requirements
Certificate:
• A.M. Best Rating A- VI or Higher
• Occurrence Policy
• Per Project Aggregate
• Policy Period Current
• Limits ($1M Per Claim, $2M Aggregate, $2M Products Completed Operations)
• Name and Address of Certificate Holder Correct
• Project Name / Number identified or All CA ops
• "30" Days Notice except 10-Days for Non-payment


Endorsements
• Additional Insured Form Attached
• All Additional Insured(s) Named (Danco Builders & Project Owner)
• Additional Insured Form CG 2010 1185 or Equivalent. (Look for Phrase "Your Work")
• Primary Language
• Waiver of Subrogation


Auto Liability Requirements
• A.M. Best Rating A- VI or Higher
• Any Auto, Owned Auto or Scheduled Auto Checked
• Hired & Non-Owned Auto Checked
• Limits $1M Combined Single Limit


Workers Compensation
Certificate:
• A.M. Best Rating A- VI or Higher (Except State Fund) as required by State Statute:
• CA Limits $1M Each Accident, Each Disease Each EE, Disease Policy limit


Endorsements
• Waiver of Subrogation


Other Insurance
Certificate:
• A.M. Best Rating A- VI or Higher
• $10M Excess Required for Trenching more than 4 feet deep
• Professional Liability Required for Design Build of $1,000,000
• Pollution Liability of $3M/$5M for Hazardous Materials

CONTRACTOR'S LICENSE: CA 742957, OR 128423, AZ ROC201135, NV 0060117, WA 602-182-826, NM 90404, UT 5855596-5501

PHONE: 1-707-822-9000
MAILING ADDRESS: 5251 Ericson Way, Arcata CA 95521
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